Student/Participant Accident Policy

FEAS has been working with the First Agency Insurance Company to put in place a Student/Participant Accident Policy to provide coverage on an EXCESS basis. This plan of insurance is EXCESS ONLY. It will not duplicate benefits paid or payable by any other insurance or plan including HMO's or PPO's meaning, family insurance is the primary coverage of an accident or injury.


This program is available to students enrolled in Frankfort-Elberta Area Schools from the early childhood program through grade 12. Only ACCIDENTS that occur in school-sponsored and supervised activities including participants in interscholastic sports are covered. 


A detailed parent letter from First Agency is linked here.  This includes detailed information.


Any filing of a claim is the responsibility of the parent or guardian. FEAS is pleased to be able to help parents by entering into this agreement with First Agency. Please note that filing a claim is the responsibility of the parent or guardian. If you have questions, please call the FEAS District Office at 231-352-4641.